Ariel.Club Forum

Who are you insured through?     It is encouraging to others to know that it is possible.

The USA Atom community is looking for Insurance Vendors who WANT our business.   Who is helping us?   Who can we recommend?  How many Atom owners have a long term relationship with a provider that will cover them, but won't cover anyone else?  We all know someone in that situation.  Who got lucky?  Who are you with?   Who has found the ideal company for Atom owners, and what company is it?  Etc..         Feel free to ask insurance questions here.     

Since the poll votes are anonymous, my hope is that everyone will feel comfortable contributing.   If you don't want others to know that YOU are with a certain company, then private message me and I'll put the company on the list.   Then you can vote anonymously.
Also PLEASE feel free to post in this thread if you've got no problems telling every one who you are with.    
I would also like to add Insurance companies to the Poll List as we hear about new ones that will cover Ariel Atom owners.

If you don't see your Insurance company, please let me know by private message or by posting who you are insured with so that I can add them to the list.

I know the list is short.  I need help building it.  I'm also allowing users to change their vote in the event that you change companies.

Im with progressive.  The cost seems to be quite variable person to person without a lot of rhyme or reason.  If you contact them about a quote, ask for coverage for a "registered kit car" as seen from the screenshot below.  They will understand this better than "Ariel Atom."  The policy is then determined by the value of the car.  If you reach someone that says they dont have coverage for a kit car, then end the call and call back and find someone who knows what you are talking about.  This will make it easier.

This is a regular car insurance - no mileage limitations, etc

Progressive has turned down other people here so it requires a bit of luck to get coverage.

You may also want to add a "self-insured" option, as many states offer this to satisfy financial responsibility requirements.

Thanks Karl.

Bolus,

Not a big deal but I am curious what screen you are in when you see the option for "registered kit car"

I have searched the progressive site and the options for insurance types are
vehicle
homeowner
motorcycle/atv
boat/pwc
rv
snowmobile
segway ht (haha wtf)
commercial auto


Is the screen from your screen shot from somewhere else on the site, or is because you arleady have the insurance?

[quote="silver"]
Bolus,

Not a big deal but I am curious what screen you are in when you see the option for "registered kit car"

I have searched the progressive site and the options for insurance types are
vehicle
homeowner
motorcycle/atv
boat/pwc
rv
snowmobile
segway ht (haha wtf)
commercial auto


Is the screen from your screen shot from somewhere else on the site, or is because you arleady have the insurance?
[/quote]

This screen shot is after you have insurance and you go to "add new vehicle"  I never saw this option before I signed up.  But it tells me that they have a specific policy for kit cars.  Other's I've talked to that got progressive called and said "I want a policy for a kit car" and it went very smoothly after that.

Options Added.

Please keep updating this folks.

Great idea.  Thanks Gage.

Made some tweeks to the poll. So people can change their vote, and so it is very specific to who your ATOM is insured with.

I found out yesterday that USAA will not insure the Atom. I was tentatively told that Progressive won't insure it either. When I advised them that I would be using the Atom as a kind of "rolling buildboard" they said they might insure it for liability only. What a hassle. I told the gentleman from the insurance company that the best way to look at the Atom is as a four wheel motorcycle and that when you get off the road you don't "fall down". I'm still waiting to hear what they think.

By the way, I heard that Rally has insured over 10 Atom's now.  They seem to be the most reliable Atom insurer

Make that 11, Im switching to Rally.  1/2 price of Progressive, which would cancel me if they could find me... long story.

  Sean is the man

Is there any way you could get the mileage figure extended with Rally if you paid more?